Health Care for All

The President's Plan: Stability & Security for all Americans

Posted by Jonah on September 14, 2009 at 05:01 PM

President Obama spoke to a special joint session of Congress and the American people to outline his plan for health insurance reform. The core of his plan: provide more security and stability for people who have insurance, provide quality, affordable care to those who don’t, and rein in skyrocketing costs that are crushing American families, businesses and the government itself.

If You Have Health Insurance

More Stability and Security
  • Ends discrimination against people with pre-existing conditions.
  • Limits premium discrimination based on gender and age.
  • Prevents insurance companies from dropping coverage when people are sick and need it most.
  • Caps out-of-pocket expenses so people don’t go broke when they get sick.
  • Eliminates extra charges for preventive care like mammograms, flu shots and diabetes tests to improve health and save money.
  • Protects Medicare for seniors.
  • Eliminates the "donut-hole" gap in coverage for prescription drugs.

If You Don't Have Insurance

Quality, Affordable Choices for All Americans
  • Creates a new insurance marketplace – the Exchange – that allows people without insurance and small businesses to compare plans and buy insurance at competitive prices.
  • Provides new tax credits to help people buy insurance.
  • Provides small businesses tax credits and affordable options for covering employees.
  • Offers a public health insurance option to provide the uninsured and those who can’t find affordable coverage with a real choice.
  • Immediately offers new, low-cost coverage through a national "high risk" pool to protect people with preexisting conditions from financial ruin until the new Exchange is created.

For All Americans

Reins In the Cost of Health Care for Our Families, Our Businesses, and Our Government
  • Won’t add a dime to the deficit and is paid for upfront.
  • Requires additional cuts if savings are not realized.
  • Implements a number of delivery system reforms that begin to rein in health care costs and align incentives for hospitals, physicians, and others to improve quality.
  • Creates an independent commission of doctors and medical experts to identify waste, fraud and abuse in the health care system.
  • Orders immediate medical malpractice reform projects that could help doctors focus on putting their patients first, not on practicing defensive medicine.
  • Requires large employers to cover their employees and individuals who can afford it to buy insurance so everyone shares in the responsibility of reform.

You can read a full transcript of the President's speech here.

Comments (12) «

Unemployment is used as a way of compelling people to engage in unethical business practices that hurt people because it's all about a profit at any cost; knowing that a woman with children will probably abandon a marriage where a man refuses to work because he doesn't want to be compelled to hurt people in his job, using the political process instead to demand his right to do the job he wants to do to contribute to the society he wants to build, and knowing that eventually, a corporation will find someone willing to sacrifice his political freedoms to feed his family, "family" is promoted as the center and foundation of all civilization; so a man must choose: freedom for everyone, or food for his family. "A democracy -- if you can keep it." -- Benjamin Franklin

1
Alexander on September 15, 2009 at 06:16 AM

Ask a counter-terrorism expert, but I see possibly more than a coincidence that after, Joe-blow Wilson insulted our President; babble-on from Babylon came out with a tape five days later and insulted our President.

Republican Constituents: Get rid of him! (I am talking about Wilson.)

While ‘non-responsible-thinking’ Osama said our President was helpless to end Afghanistan’s own ‘internal’ war, the only President’s ever found embarrassingly helpless to their politics was some non-Democratic Middle Eastern Presidents on 9/11. Some of these leaders still ‘half-claim’ that they are helpless to the regions own made up politics around Martyrdom, while they use them against their own people in violence and ignore the affect on the rest of the world.

While I appreciate, the administration’s thought out complex health care plan for Stability and Security for All Americans, when are the hostile-Bush-politics of some of our critics and the affect they have on the rest of the world going to stop?

2
Hope4U on September 15, 2009 at 07:05 AM


Congress will pass a health care bill in October.
Pr Obama will sign health care reform as a Law until end of this year.
After that most people in USA will accept and support this reform as fantastic and necessary CHANGE ...

This reform “ isn’t about politics. This is about people’s lives. This is about peoples businesses. This is about our future” - Pr Obama.

“ Of all the forms of inequality, injustice in health care is the most shocking and inhumane”. - Martin Luther King, Jr

I have NO doubt that Pr Obama and his Team will finish with health care reform this year.
This reform is so important : for us , for our children and for next generations... I am sure that Pr Obama will not sign a health care bill that is not right or it’s not deficit neutral...

Public option, is UNIQUE American health care plan. This plan put a patient first, and offer that all Americans can receive QUALITY health care and it will cut a health care COSTS .

Fact: Is NOT enough to say QUANTITY of people WITH h. ins. today. It’s about QUALITY of health care... and nobody has to be BROKEN to pay health care bills, today.
( We spend more on health care than any other country, but we are ranked 47th in life expectancy and 43rd in child mortality...).

Fact: why to pay $ 5 - 6000.00 /person / yr more than other countries for health care what
doesn’t work properly ?
we already reach our limits to pay for our health- care system: $ 2.2 trillion / yr. - it’s 16% of our GDP . Would you like to wait until 2017, to pay estimated over $4 trillion / yr ? ( Pr Obama: “ if we slow the growth of health care by just one-tenth of 1% each year, it will reduce deficit by $ 4 trillion over the long term”.)

Fact: we have 46 million uninsured, but private ins companies earn around $ 400 billion / yr.

This is NOT a single-payer plan ( like Medicare), and private ins companies will get in public option, a new competitor who will control private ins companies to be honest/ control how much to charge patients...
Hospitals and Drugs Companies are ready to help financially, reducing there costs.
Mayo Clinic, Cleveland Clinic, Kaiser ... they already have higher quality in health care and there casts are 20 - 30 % lower than national average.

We went on a Moon, but we can’t solve problems with health care costs and
coverages for all Americans.

My suggestions how to improve health care in USA:

1. - prevention ( obesity / diabetes / smoking ...);
2. - electronic medical records and telemedicine
3. - NO health ins fraud ( cause around $ 100 billion in annual costs ).
4. - reduction of Health Bureaucracy ( educate administrator to become nurse- by 2020 we will have nationwide shortage of million nurses).
5. - primary care physician first, for non emergency case ( not in ER)
6. - Five Wishes ( Living wills + power of attorney )
7. - Lower costs for Doctors Malpractice Insurance ( to cap the highest possible award for non-economic claims in a verdict to $250,000) ?
8. - Med- PAC program / IMAC

Now we need Congress support, as a next step, to do what is the best for American people and this country.


3
milanzm on September 15, 2009 at 09:48 AM

COSTS OF HEALTH CARE AND SAVINGS:


1. 2/3 of the cost to cover almost everybody in America ( h. care cost / yr is around $ 100 billion) is already in the health care system, that taxpayers are paying, but has to be use wisely.

2. NO medical fraud - Healthcare insurance fraud accounts for an estimated $100 billion in annual costs to Americans...

3. Electronic medica records / telemedicine, can cut 30 - 40 % of health care spending what is associated with failures - i.e. duplication, poor communication...

4. PREVENTION ( obesity / diabetes / smoking/ cancer ) - if we prevent chr. disease and detect cancer in early stage ... - we can save lives and save a money for health care.

5. Reduce Unnecessary Health Bureaucracy - Fact: “ In 2003 the U.S. spent $399.4 billion ($1,389 per capita) on health bureaucracy...”

6. Primary Care Physician first - Fact: “ Treatment in the emergency room costs two to three times more than the same care delivered in a doctor’s office or outpatient facility”

7. Everybody has to perches h. ins( like with car ins).

“ Of all the forms of inequality, injustice in health care is the most shocking and inhumane”. - Martin Luther King, Jr

4
milanzm on September 15, 2009 at 09:50 AM

All of have to stop overreacting.
A healthcare bill will benefit everybody.
Just how paranoid do you have to be to put it down to communism?!
The rest of the world watches in amazement as you argue like school children, and refuse to embrace what should be, the greatest thing to happen to the USA for over a century.
Get your act together!!!

5
stop-overreacting on September 17, 2009 at 05:33 AM

Insurance is gambling. My religion forbids gambling and we do not need health insurance. Will this bill attempt to force us to adopt the state-sponsored liberized religion which finds insurance "acceptable" - or may we continue to pratice our own religious beliefs?

6
Magnatron on September 18, 2009 at 12:28 PM

The bill does not address the real issue of Tort reform. Defensive medicine is necessary because of the real existence of the extortion practices of Trial lawyers. Too many "prettty" boy lawyers can do a song and dance before a marginally literate jury and then taake home most of the rewards themselves. There is even a recent presidental candidate that propably fits such a descrition of this unneeded type of lawyer.

7
BernardS on September 18, 2009 at 01:18 PM

Where's the Presidents plan? I clicked on the link that said read the plan, so where's the plan?

8
DNCLies on September 18, 2009 at 04:05 PM

I have read the GOP plan and Obama's plan, and if the GOP can be believed, the main sticking point is the public plan. I say put in the other provisions like the Exchange, tax credits, etc., that seem to also be in the GOP plan, and if it doesn't work have the public option triggered. Set a reasonable goal that should be able to be achieved, and if it doesn't happen, start the process to offer a public plan. What's important is that we start the process. BYW, I'm a liberal democrat.

9
Mary11 on September 27, 2009 at 11:47 PM

I dont see why Obama dont stand up to the insurance execs and lobbiest and just whats right. Insurance for all is the only way. Even if we gradually took what we pay for private insurance now and all of us stayed apying the same the INS. companies profits alone could cover the 40 million ununsured.

10
youngfather on September 30, 2009 at 04:42 AM

I really won't be pleased or feel like the goal was achieved if a Public Option is not present in the new legislation. It is a waste of time to even move forward if there is no Public Option, because nothing will change if there's not one.

I would also like to add - & this is a rant, however, hopefully it will make my point - How about a Public Option or NO Option??! If the mass majority is excluded from health insurance coverage, then no one should have it, get it or be able to buy it. Let one "wealthy" person (he who thinks that because he has money, he has the RIGHT to see a doctor, whilst because the rest of us can't afford $200, $300 or $900 monthly insurance premiums we DO NOT HAVE A RIGHT to see a doctor) - back to my point - Let one wealthy person, saw a republican legislator, get a very serious illness without having health coverage AND THEN see how quickly things change!!!

Health care is a basic fundamental need, and a human rights issue. To continue letting it go - to continue allowing these republicans to tell us we aren't good enough to be seen by physicians - is a slap in the face to humanity & to the millions of Americans like myself who say a prayer everyday to stay healthy, for fear of financial ruin- or worse, being turned away from care- should a devastating illness or catastrophe occur.

Is it fair that if I come into the ER with the exact same illness as the man next to me, but he has insurance & I don't, that he gets first priority? My heart of hearts says that is wrong.

As Ghandi said, "I like your Christ, but I don't like your Christians. Your Christians are so unlike your Christ." All these bible-beaters - who are SUPPOSED to teach love, compassion, giving & forgiveness (HA - yeah right - I've never seen people with more hate in their hearts!)- are the ones who have this perspective:

"I don't want my tax money to pay for some pill-popper to fake some injury and go to the hospital when I don't ever go to the hospital," said Newcomb, adding he can afford to go to the doctor and pay $60 for a checkup.

"I don't think that the government should supply health care to the people," said Newcomb.

Source: http://news.yahoo.com/s/ap/20091007/ap_on_go_pr_wh/us_ap_poll_health_care_14


Are you really telling me that ^^THAT GUY^^ should be kept alive before me?!?!?!

11
GeorgiaBlue08 on October 7, 2009 at 04:20 PM


SENATE REPUBLICAN LEADERS PREPARE CONSTITUENTS & ALL AMERICAN’S FOR WHAT HEALTH CARE COSTS WILL BECOME UNDER THEIR POSSIBLE LEADERSHIP WITHOUT THEIR ROLLING PART OF THE BUSH TAX CUTS BACK.

MY EDITORIAL SOURCE: The New York Times

DOCUMENTED INFORMATION FROM: Analysis Sees Baucus Health Bill Meeting Obama’s Cost and Deficit Targets, October 7, 2009, 4:34 pm, The New York Times…

“This partisan Finance Committee proposal will never see the Senate floor since the real bill will be written by Democrat leaders in a closed-to-the-public conference room somewhere in the Capitol,” Mr. McConnell said in his statement. “The real bill will be another 1,000-page, trillion-dollar experiment that slashes a half-trillion dollars from seniors’ Medicare, raises taxes on American families by $400 billion, increases health care premiums, and vastly expands the role of the federal government in the personal health care decisions of every American.”, the ‘Times reports.

(Mr. McConnell is really describing how ’any’ bill would look under Republican leadership for the next ten years without rolling back part of the Bush tax cuts so that the National Republican Party can then capitalize later on calling their selves right about the cost of health care without the tax roll back. The GOP’s long-term political strategy is then to blame their projected higher cost of ‘any’ health care plan, that they would then take from ‘only’ middle-class taxpayers, on the National Democratic Party, while then labeling ‘any’ health care plan Democratic and negatively social. In the meanwhile, the GOP is advising Republican leaders not to vote for ’any’ plan to cover for the GOP’s ‘expected’ cost differences from taxpayers.)

The ‘Times said, that…The budget office analyzed the bill after it was amended during seven days of debate. Its newly projected cost — $829 billion over 10 years — was up from a previous estimate of $774 billion. But it is now seen as reducing federal deficits by $81 billion, up from an earlier project deficit of $49 billion over the same 10-year period

(That is how the bill will look under Democratic leadership for the next ten years, with rolling back part of the Bush tax cuts.)

Thanks for fighting for us Democratic National Committee and Leaders!

12
Hope4U on October 7, 2009 at 11:07 PM


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